If you are renting a car in Ireland apart from paying for the car rental in advance on line, you will more than likely have to pay the car rental company a lot of money as “a deposit” if you have purchased your car hire excess insurance separately and not from the car hire company.
When you rent a car the renter is normally liable for the “excess”. The excess is a set amount that the hirer must pay towards the cost of any insurance claim. It can be set very high, ranging from around 600 to 1,700. This is normally not covered in the price of car rental, so the renter will have to purchase “car hire excess insurance” in case there is a claim and it solves this problem.
As car hire companies have traditionally charged a lot of money a day, around 15.08 in Ireland for example, independent insurance companies have been selling the same product for a lot less. There are currently over twenty five companies offering such products and many can be found at web sites like insurance4carrental.com.
When you buy one of these daily policies from the independent company for use in Ireland, it will cost approximately 3.53 per day whereas an Irish car rental company will charge the renter around 15.08 per day. There are independents who charge more and others who charge less and it is advisable to see exactly what is covered for your money. Are the windows, tyres, wheels, underbody covered? Are car key losses covered? It always pays to read the terms and conditions. Read the rest of this entry »


